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Public Notice MBS Run Walk Run 2015 MBS 2015 Remaining Calendar of Events

Important Information

Employers Click Here | Beneficiaries Click Here

Dear Employer,

The Medical Benefits Board wishes to advise you that effective 3rd August, 2015, the Medical Benefits Act 2010 and the Medical Benefits Regulations 2011 will be fully implemented. This development will have implications for membership, benefits, and the remittance of contributions, and as such we wish to direct your attention to the following:

Benefits lost by employer's default
According to the Medical Benefits Act 2010, Section 51, sub-section 1, "Where in the determination of any claim for benefit it is found that the benefit is lost by reason only than an employer has failed or neglected to pay any contribution in respect of a registered person or to comply with any requirement relating to the payment or collection of contributions, then where the claim is by the registered person, the Board shall pay to the registered person a sum equal in amount to the benefit so lost and thereupon that sum shall become due to the Board by the employer and shall be recoverable in accordance with section 58."

Penalty for the late payment of contributions
The Medical Benefits Regulations 2011, Regulation 7, sub-regulation 3, states that, "Further to sub regulations (1) [this sub-regulation speaks to the 10% surcharge for late payment] where a person has payments due to be paid to the Scheme outstanding at the end of a financial year, [December] he shall pay an amount representing 5% of the payment due to be paid to the Scheme for that year in addition to the amount he is required to pay under sub-regulation (1)." It means that, this 5% is in addition to the 10% surcharge for late payment. To avoid these two penalties employers are to remit contributions at the end of each month, or on, or before the 14th of the following month for which the contribution is due as stated in Regulation 5, sub-regulation 3, and captioned Monthly remittance forms and due date for payment of Contributions.

Rates of Contribution for employees over 60 years
On that matter, the Medical Benefits Regulations 2011, Regulation 17, sub-regulation 3, explains that, "The contribution to be paid on behalf of an employed person who has attained the age of 60 years or over but who has not attained 70 years of age shall be 2½% of that person's salary or wages." Furthermore, if you are the owner of a business, (self-employed) and between the ages of 60 and 70, you too are also required to register and pay contributions to the Medical Benefits Scheme of a similar amount of 2½% . The Medical Benefits Regulations 2011, Regulation 17, sub-regulations 5, specifically states that ," A self-employed person aged 60 years or over but who has not attained 70 years of age shall pay contributions to the Scheme at the rate of 2 ½% of the category into which his salary falls as determined by the Board".

Rates of Contribution for self-employed
According to the Medical Benefits Regulations 2011, Regulation 17, sub-regulation 4, "A self-employed person aged 16 years or over but who has not attained 60 years of age shall pay contributions to the Scheme at the rate of 5% of the category into which his salary falls as determined by the Board." By way of clarification, the Medical Benefits Regulations 2010, Regulation 2, sub-regulation 2, states that "For the purposes of these regulation, a self-employed person is a person who works for himself in a trade, business, profession or activity that he operates to provide services or products to customers and includes directors of corporations.

Rates of Contribution
The Medical Benefits Act, 2011, Section 40, sub-section 2, specifies that "A contribution as prescribed in the Second Schedule, shall be paid wholly by an employer for a registered person who earns less than one hundred dollars weekly or four hundred dollars monthly.

Un-employment and voluntary registration
When you terminate someone in your employment you are encouraged to advise that individual how he or she can continue to maintain benefits at the Medical Benefits Scheme. Under the Medical Benefits Act 2010, Section 46, sub-section 4, "If a person who is registered under the Act and entitled to receive benefits pursuant to this Act becomes un-employed, he is entitled to continue to receive benefits for the three months immediately following the termination of his employment unless he has applied for and been issued with a certificate of voluntary registration."

Wavier
The Medical Benefits Regulations 2011, Regulation 7, sub-regulation 2, advises that "Where there are extenuating circumstances, a person may apply in the Form set out in Schedule VII to the Chief Executive Officer for exemption from payment of the penalty for late payment of contributions." On a final note, we recommend that you acquaint yourself with the Medical Benefits Act 2010 and the Medical Benefits Regulation 2011. We are happy to answer your questions, and can be reached at 481-6200/6413 or 6320 for additional information.

Sincerely,
Medical Benefits Scheme

Medical Benefits Scheme Mass Registration

The Medical Benefits Scheme (MBS) is engaged in a mass re-registration process to provide all its existing members with a new micro processing smart card which includes a photograph. If you are already registered with the Scheme and have an MBS card you are eligible to participate. However, your re-registration date may be affected by an apparent need to regularise your beneficiary status. To register you are required to make an appointment. Before completing your application form and scheduling you appoint please note the following:

Re-registration Appointment Form

Click here to complete form

Requirements
All applicants are required to bring the following documents to their appointment; original and a copy.
  • Valid Passport
  • Medical Benefits/Social Security Card if applicable
Please note in some instances additional documents may be requires.
Minor (under 16):
  • Birth certificate of minor (showing parent's name)
  • A valid picture ID such as a minor passport
  • Passport or parent making the application
  • Parent or legal guardian must accompany minor
    If the child is adopted (under 16 years)
  • Adoption certificate
  • Valid picture ID (minor)
  • Parent's passport
For an adult (over 16) who is physically incapacitated or who for any other plausible reason has declared an individual as his/her guardian/custodian:
  • A registered power of Attorney or a court order
  • Oridinary Resident:
For anyone (over 16) who is mentally incapacitated
  • Court order (as the individual so mentally incapacitated is unable to make rational decision on his/her own)
Click here to make an appointment.

If you utilized our Pharmacy services, and wish to complete an authorisation form, click here.
Welcome to MBS

The Medical Benefits Scheme (MBS) offers financial assistance and pharmaceutical supplies to qualified residents of the twin island Caribbean state of Antigua and Barbuda. Our beneficiaries are also entitled to refunds for services rendered through laboratory tests,X-rays, surgery, ultra sounds, electrocardiographs or similar services, hospitalization and drugs. The MBS also provides financial, managerial and medical supplies to the local hospital and health clinics. Read More



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